Intro

These general conditions of use apply to all services offered by Clicredit, a company registered in Belgium under number BE789.407.279 and registered in the Trade and Companies Register under number RCS B273890, and whose contact details are following: Headquarters: Place Didier, 24 B37, B-6700 ARLON Luxembourg Branch: 10, Rue Michel Rodange, L-2430 Luxembourg,

Purpose

The purpose of these general conditions is to define the terms and conditions of use of the Clicredit website and its associated services, such as the online credit application form.

Use of the site

Use of the Clicredit site implies unconditional acceptance of these general terms and conditions. In the event of disagreement with these conditions, it is advisable not to use the site.

Protection of personal data

The information you provide in the credit application form will be used exclusively by Clicredit for commercial purposes. In accordance with the regulations in force, you have the right to access, rectify and delete your personal data. For more information on this subject, please consult our privacy policy.

Intellectual property rights

The texts, graphic elements, logos, brands, and other content of this website are protected by intellectual property rights. They remain the exclusive property of Clicredit. Any use in any form whatsoever of the data on this website or its content for commercial or illicit purposes is prohibited. The Internet user will use the site and access the content for their personal needs only. This website is protected in Belgium by the law of June 30, 1994 – Law on copyright and related rights. The violation of one of these rights is an offense of counterfeiting punishable by prosecution. The use of data from this site must be the subject of a specific request, in advance in writing to the following address: info@clicredit.be

Limitation of liability

Clicredit ensures the quality of the information available on its site every day. Regular updates are offered in order to provide Internet users with quality and up-to-date content. However, in order to better meet customer expectations, Clicredit reserves the right to modify the content of its site without notifying Internet users. Clicredit cannot be held liable in the event of inaccessibility or disruption of the website. Clicredit provides no guarantee, express or implied, relating to the information on the site. Similarly, Clicredit cannot be held responsible for the simulations available from its website. They are provided for information purposes only and Clicredit cannot guarantee their exhaustiveness. These data should under no circumstances be taken as a personal proposal for the sale or purchase of products. The information contained on this site cannot be considered as personal, professional or legal advice intended for the user. For any additional information, Clicredit is at the disposal of users of its site. Clicredit cannot under any circumstances be held liable to anyone, directly or indirectly, specifically or otherwise, for damages related to the use of this site or another site, and in particular due to links or hyperlinks, including, without limitation, all losses, work interruptions, damage to programs or other data on the user’s computer system, peripherals, programs or other. The website may include hyperlinks to third-party websites or pages, or refer to them indirectly. The presence of links to these websites or pages does not imply in any way the implicit approval of their content. Clicredit expressly declares that it has no right to review the content or other characteristics of these websites and cannot be held liable for the content or characteristics thereof or for any other form of damage related to their use.

Modification of the general terms and conditions

Clicredit reserves the right to modify these general terms and conditions at any time. It is your responsibility to regularly check that they are updated.

Applicable law and competent jurisdiction

These general terms and conditions are subject to Belgian law and any dispute that may arise from their use will be subject to the jurisdiction of the competent Belgian courts.

Use of cookies.

When visiting the website, “cookies” may be placed on your computer’s hard drive. A cookie is a text file that is placed by a website server in your computer’s browser or on your mobile device when you visit a website. Cookies cannot be used to identify individuals; a cookie can only identify a machine. “First-party cookies” are technical cookies that are used by the website itself and are intended to make the website work optimally. “Third-party cookies” are cookies that do not come from the website itself but from third parties, such as the presence of an advertising or marketing plug-in. You can configure your Internet browser so that it does not accept cookies, so that it receives a warning when a cookie is installed or so that it subsequently removes cookies from your hard drive. You can do this via your browser settings (via the help function). Please note that some graphic elements will not appear correctly or that you will not be able to use certain applications. By using our website, you agree to our use of cookies. Google analytics This website uses Google Analytics, a web analytics service provided by Google Inc. (“Google”). Google Analytics uses cookies (a cookie is a text file stored on your computer) to enable the website to analyse user behaviour. The information about your use of the website generated by the cookie (including your IP address) is sent to Google servers in the United States and stored there. Google uses this information to analyse your use of the website, to compile reports on website activity for website operators and to provide other services relating to website activity and internet usage. Google may transfer this information to third parties if it is legally obliged to do so, or if such third parties process the information on its behalf. Google will not link your IP address to any other information held by Google. You may refuse the use of cookies by selecting the appropriate settings on your browser. In this case, you may not be able to use the full functionality of the website. By using this website, you agree to the processing of information by Google in the manner and for the purposes set out above.

Contact

For any questions or requests relating to these general conditions, please contact Clicredit at the following address: Place Didier, 24 B37, B-6700 ARLON and 10, Rue Michel Rodange, L-2430 Luxembourg, or by telephone on +32(0)63 24 51 51 or +352 27 40 41 27.